I am one of those Americans…a citizen without health insurance. It is not for the lack of attempting to acquire
coverage. When I made an inter-state move, I could not take my health coverage from BlueCross/BlueShield with me. Why? I simply could not find a logical answer…and nor will Congress as they trudge through the morass of the health care system.
While Obama and Company make plans to “help” folks like me – those with no insurance, the details and reality of implementing such an enormous task reveals, yet another attempt at massive control of America’s citizens.
This week both houses of Congress will continue debate on health-care reform. The President has set a deadline of August 8 for both houses to vote on proposed legislation for a new medical insurance plan that will provide coverage for every American. Stated in its raw form, this idea seems like a good idea, expensive no doubt, but a humanistic and conscientious idea. With more study however, the plan exposes the largest power grab in our nation’s history.
As with anything produced from government, the proposed plans are lengthy and filled with nonsense. The tri-committee task force in the House has issued a plan that is 852 pages in its first draft form. Rest assured that the Senate will add no less than an additional 1,000 pages. Either way it will not matter, as neither house will read the bill prior to vote…as usual.
Dr. Robert E. Moffit, director of the Center for Health Policy Studies at The Heritage Foundation issued a report last week that stated, “the [House] bill would create a new public plan to compete with private health insurance in a national health insurance exchange; impose mandates on individuals and businesses to buy health insurance coverage or be subject to tax penalties; and allow the federal government to control, standardize, and regulate health insurance, defining what is and is not ‘acceptable coverage’ for American citizens.”
This depth of control and mandate into the personal lives of citizens severely oversteps the boundary of government according to our Constitution.
My situation is a great example of the inane policies that currently regulate our health insurance system. My policy from Virginia was a sort of “tri-state” policy and recognized medical treatment in Virginia, Maryland and the District of Columbia. This triad was their range of “in-network” care. Much to my surprise, I found that not only was Tennessee’s BlueCross/BlueShield considered “out-of-network,” it was not part of the same insurance company…well, at least for the sake of policy owners. I was not allowed to simply transfer my coverage to the Tennessee system. However, when I asked how to acquire coverage from Tennessee, I was told that my records from Virginia would be taken into consideration for the purpose of pre-existing my coverage. The end result was that I could buy a new policy from Tennessee BC/BS, but nothing would be covered except for new maladies. To me, that meant spending $4,668 per year in premiums, plus a $1,000 deductible, plus a $30-50 co-pay per visit. Since my “maladies” would not be covered, I decided that paying out of pocket would be much less expensive for the occasional flu or cold.
As I listen to the lofty plans from both Democrats and Republicans to provide health care for all and reform the system, it occurred to me that they are overlooking the obvious. By simplifying regulations on insurance companies, the cost of coverage could be decreased significantly; thus giving an incentive for people to buy insurance. Here are a couple of ideas that seem simple enough for even Congress to understand:
- Allow for inter-state transfer of an existing full coverage policy, especially within the same corporate umbrella. This should include the waiver of pre-existing conditions for an existing policy holder.
- Dismantle or reorganize the grouping policies of insurance companies. These companies make most of their money on the risk ratio within a group. However, groups are not available to large majorities of the population, or the restrictions of group membership are too narrowly defined.
Actions as simple as these would go far to ease the crisis in health insurance coverage with minimal government involvement.
Congress and the President have forced too much “change” onto the American public with little to no discussion and sketchy detail. More consideration should be put into a project of this magnitude which will impact the private lives of citizens and bankrupt our country. We only have a short time to convince our elected Congressional nitwits to stop their headlong rush into Socialism through acts such as this. And that is…Why It Matters.

To a troubled, yet brilliant, musical mind we bid farewell…
colonists – then to the world – a declaration of independece from a tyrannical regime. This act of treason placed these 56 men, their families and all those who assisted and supported their effort in danger of losing everything they owned…including their lives.
industries will be forced to comply with such caps which economic experts say will cause massive job losses as factories, refineries, etc. re-tool and/or downsize their operations. The alternative is to trade (i.e. purchase not swap) “carbon credits” to offset their pollutive output or face exorbitant fines and taxations. Mid to small sized businesses and, even, the family farmer will be held to similar restrictive regulations.
One might wonder where such “carbon credits” are to be found. Well, lucky for us Tennesseans, Al Gore has invested his time and money into building firms such as Generation Investment Management and other entities which will broker “carbon credits” or issue “carbon vouchers.” The Wall Street Journal reports another interesting proponent of the “Climate Bill” is the world’s largest manufacturer of wind-turbines, Vestas, who also happens to “sponsor CNN’s Climate in Peril segment,” in an effort to “urge governments to invest heavily in wind energy and pass policies that would increase Vestas’ earnings.” The Journal also cites other parties on the “Cap and Trade” bill-bandwagon including 50 of the biggest U.S. electric utilities.

The international impact of the bill will also have disturbing effects to the economy through a decrease in international trade and strain on international trade relations. Further, it will cause situations of non-compliance with policies from entities such as the World Trade Organization, and handicap their ability to function, thus reducing confidence of foreign governments in America’s true intent. For the third-world economies, its impact would lead to lower economic growth rates and rising poverty – ironically resulting in higher carbon emissions and pollutions from those countries that are too poor and undeveloped to adapt to America’s new standards. Researchers conclude that this factor alone negates any positive potential the legislation aims to achieve. 

One has to give credit to Comrade Pelosi on her timing of legislation that is so controversial. With summer vacations, Little League games, camps, and other activities, very few Americans were paying any attention to the shenanigans of Washington, D.C. They were living their American dreams, enjoying their freedoms, and pursing their happiness. But now…for how long?
former resident of Washington, D.C., I, like most everyone else, rode the rail transit system to get around the city and its suburbs frequently.
Trump sit up and take notice, the Obama Administration has fired at least three (3) Inspectors General in the past week. The final tally is yet to be known.
Mayor Kevin Johnson,


